Invite-only ยท Built for trusted circles

Save together,
paid in turns.

AjoSave digitises traditional Ajo, Esusu and thrift contributions. Join a savings circle, contribute on schedule, and collect the full pool when it's your turn โ€” transparent, automated and secure.

โœ“ No missed payments โœ“ KYC verified members โœ“ Refundable security deposit

Daily Circle ยท Group A

โ‚ฆ300,000 /day pool

Active
AO

Adaeze O.

Collected Day 1

โœ“ Paid
BA

Bola A.

Collecting today

Payout
CN

Chidi N.

Next in queue

Pending
Y

You

Position 8 of 30

Pending
Rotation progress 7 / 30 paid

100%

Transparent ledger

3ร—

Daily reminders

0

Tolerance for defaults

โ‚ฆ1M+

Monthly plan size

Everything a thrift circle needs

Built to remove the friction, fraud and missed payments of manual contributions.

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Rotational payouts

Contribute a fixed amount daily, weekly or monthly and receive the full pool when your turn arrives.

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Built-in wallet

Fund your wallet, auto-debit contributions, and track every transaction with a complete history.

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Automated reminders

Smart nudges at 8am, 12pm and 6pm for daily plans โ€” never miss a contribution again.

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Security deposit

A refundable deposit protects the circle and covers defaults so everyone gets paid.

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Referral rewards

Grow trusted circles through invite-only registration and earn rewards for every member.

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Admin payout control

Group admins set the collection order, manage the queue and replace defaulters seamlessly.

Start saving in four steps

From invite to payout โ€” simple, structured and accountable.

01

Join by invite

Register with a referral or invite code and verify your identity (KYC).

02

Fund your wallet

Top up via bank transfer, card, USSD or virtual account and set your security deposit.

03

Pick a circle

Choose a daily, weekly or monthly group that fits your savings goal.

04

Contribute & collect

Auto-debit keeps you on track. When it's your turn, the full pool lands in your wallet.

Plans for every rhythm

Pick the contribution frequency that matches your cash flow.

Daily

from โ‚ฆ10,000 per day

  • โœ“ 30 members per circle
  • โœ“ โ‚ฆ300,000 daily pool
  • โœ“ Reminders 3ร— a day
  • โœ“ Best for active traders
Choose Daily
Most popular

Weekly

from โ‚ฆ20,000 per week

  • โœ“ Flexible circle sizes
  • โœ“ Reminders before due date
  • โœ“ Lower commitment
  • โœ“ Great for salary earners
Choose Weekly

Monthly

from โ‚ฆ100,000 per month

  • โœ“ Plans up to โ‚ฆ1,000,000
  • โœ“ 7 & 3 day reminders
  • โœ“ Higher payout pools
  • โœ“ Ideal for big goals
Choose Monthly
Bank-grade security

Your money, fully protected

Every member is KYC verified before joining a circle. Funds move through a secure payment gateway, balances are backed by an auditable ledger, and a refundable security deposit keeps the whole group safe from defaults.

KYC verification 2FA & OTP Audit logs Encrypted data Secure payments
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End-to-end encryption

Sensitive identity data is encrypted at rest.

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Transparent ledger

Every contribution and payout is recorded.

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Verified members

NIN, BVN and selfie checks before joining.

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Fair defaulting policy

Clear rules and deposit-backed protection.

Ready to save smarter?

Join a trusted savings circle today. Registration is invite-only โ€” grab a referral code and get started in minutes.